https://aimyndi.ai/news/se/buying-summer-house-sweden-foreigner/ https://aimyndi.ai/images/news/buying-summer-house-sweden-foreigner/hero.webp Buying a Summer House in Sweden as a Foreigner: 2026 Guide Sweden lets any foreigner buy a sommarstuga with no residency required. Here is the full step-by-step process, from coordination number to signed contract. https://aimyndi.ai/news/es/nie-number-spain-property-guide/ https://aimyndi.ai/images/news/nie-number-spain-property-guide/hero.webp NIE Number Spain: What Every Property Buyer Needs to Know You cannot sign a Spanish property deed, pay taxes, or open a bank account without a NIE number. Here is what it is, how to get one, and how long it takes. https://aimyndi.ai/news/cz/buying-property-prague-foreigner-2026/ https://aimyndi.ai/images/news/buying-property-prague-foreigner-2026/hero.webp Buying Property in Prague as a Foreigner: What to Know in 2026 Prague apartment prices rose 9% last year and supply trails demand. The complete guide for foreign buyers: legal checks, ownership types and what to verify. https://aimyndi.ai/news/es/spain-100-percent-tax-non-eu-buyers/ https://aimyndi.ai/images/news/spain-100-percent-tax-non-eu-buyers/hero.webp Spain's 100% Non-EU Property Tax: What Is Actually Happening Spain proposed a 100% surcharge on non-EU property buyers. As of March 2026, the bill has stalled in congress. Here is what that means for foreign buyers now. https://aimyndi.ai/news/se/sweden-mortgage-rules-2026-down-payment/ https://aimyndi.ai/images/news/sweden-mortgage-rules-2026-down-payment/hero.webp Sweden Mortgage Rules 2026: Down Payment Drops to 10 Percent Sweden cut the minimum deposit from 15% to 10% on April 1, 2026. Here is what changed, who benefits, and what buyers should know before applying for a mortgage. https://aimyndi.ai/news/se/buying-property-sweden-spanish-buyer/ https://aimyndi.ai/images/news/buying-property-sweden-spanish-buyer/hero.jpg Buying Property in Sweden as a Spanish Buyer: 8 Key Differences Sweden has no notary, open SMS bidding, and you buy a share in a cooperative. Here are 8 differences from Spain that Spanish buyers must know first. https://aimyndi.ai/news/se/buying-property-sweden-german-buyer/ https://aimyndi.ai/images/news/buying-property-sweden-german-buyer/hero.jpg Buying Property in Sweden as a German Buyer: 8 Key Differences No Notar, no Grundbuchauszug, no Schufa. 8 differences German buyers of Swedish cottages and apartments must know about BRF, lagfart, and mortgages. https://aimyndi.ai/news/se/buying-property-sweden-norwegian-buyer/ https://aimyndi.ai/images/news/buying-property-sweden-norwegian-buyer/hero.jpg Buying Property in Sweden as a Norwegian Buyer: 8 Key Differences A strong NOK makes Sweden cheap, but bostadsrätt is not borettslag and lagfart is not dokumentavgift. 8 differences Norwegian buyers must know first. https://aimyndi.ai/news/se/buying-property-sweden-czech-buyer/ https://aimyndi.ai/images/news/buying-property-sweden-czech-buyer/hero.jpg Buying Property in Sweden as a Czech Buyer: 8 Key Differences Sweden offers no notary, open SMS bidding, lower mortgage rates, and a cooperative share model. Here are 8 differences from Czechia you must know first. https://aimyndi.ai/news/se/buying-property-sweden-dutch-buyer/ https://aimyndi.ai/images/news/buying-property-sweden-dutch-buyer/hero.jpg Buying Property in Sweden as a Dutch Buyer: 8 Key Differences No notaris, no 3 days bedenktijd, no VvE. 8 differences Dutch buyers must know about bostadsrätt, lagfart, Swedish mortgages, and box 3 tax. https://aimyndi.ai/news/se/buying-property-sweden-danish-buyer/ https://aimyndi.ai/images/news/buying-property-sweden-danish-buyer/hero.jpg Buying Property in Sweden as a Danish Buyer: 8 Key Differences Skåne is cheaper than Copenhagen, but bostadsrätt is not andelsbolig and Öresund commuters must file in both countries. 8 differences Danes must know. https://aimyndi.ai/news/se/buying-property-sweden-finnish-buyer/ https://aimyndi.ai/images/news/buying-property-sweden-finnish-buyer/hero.jpg Buying Property in Sweden as a Finnish Buyer: 8 Key Differences Bostadsrätt looks like asunto-osakeyhtiö but is not the same. 8 differences Finnish buyers must know about cottages, bids, mortgages, and tax in Sweden. https://aimyndi.ai/news/se/buying-property-sweden-french-buyer/ https://aimyndi.ai/images/news/buying-property-sweden-french-buyer/hero.jpg Buying Property in Sweden as a French Buyer: 8 Key Differences No notaire, no compromis de vente, no 10-day SRU cooling off. 8 differences French buyers must know about bostadsrätt, lagfart and Swedish mortgages. https://aimyndi.ai/news/se/buying-property-sweden-italian-buyer/ https://aimyndi.ai/images/news/buying-property-sweden-italian-buyer/hero.jpg Buying Property in Sweden as an Italian Buyer: 8 Key Differences No notaio, no proposta with caparra, no rogito. 8 differences Italian buyers must know about bostadsrätt, lagfart, imposta di registro and box 3. https://aimyndi.ai/news/se/buying-property-sweden-portuguese-buyer/ https://aimyndi.ai/images/news/buying-property-sweden-portuguese-buyer/hero.jpg Buying Property in Sweden as a Portuguese Buyer: 8 Key Differences No notário, no CPCV with sinal, no progressive IMT. 8 differences Portuguese buyers must know about bostadsrätt, lagfart and Swedish mortgages. https://aimyndi.ai/news/se/brf-rantekanslighet-nyckeltal/ https://aimyndi.ai/images/news/brf-rantekanslighet-nyckeltal/hero.webp BRF Interest Sensitivity: The Key Figure That Sets Your Fee Räntekänslighet shows how much a Swedish housing association must raise fees if rates climb one point. How it is calculated, what counts as high, where it sits. https://aimyndi.ai/news/es/spain-golden-visa-ended-one-year-on/ https://aimyndi.ai/images/news/spain-golden-visa-ended-one-year-on/hero.webp Spain Golden Visa Ended: One Year On, What Changed for Buyers Spain ended the Golden Visa on April 3, 2025. One year on, here is what changed for foreign property buyers and which residency routes still exist in 2026. https://aimyndi.ai/news/se/sweden-subletting-rules-2026-rent-out-two-homes/ https://aimyndi.ai/images/news/sweden-subletting-rules-2026-rent-out-two-homes/hero.webp Sweden Subletting Rules 2026: Rent Out Up to Two Homes From July 1, 2026, Sweden lets private owners sublet up to two homes with freedom of contract. Here is what changed for owners and what tenants still keep. https://aimyndi.ai/news/es/spain-tourist-rental-registry-annulled-2026/ https://aimyndi.ai/images/news/spain-tourist-rental-registry-annulled-2026/hero.webp Spain Tourist Rental Registry Annulled: What Owners Need to Know On May 21, 2026, Spain's Supreme Court struck down the national tourist rental registry and the NRUA number. Here is what changed and what still applies. https://aimyndi.ai/news/cz/czech-investment-mortgage-rules-2026/ https://aimyndi.ai/images/news/czech-investment-mortgage-rules-2026/hero.webp Czech Investment Mortgage Rules 2026: 30% Down on Rentals From April 1, 2026 the Czech National Bank caps investment mortgages at 70% LTV and 7x net income on third homes and rentals. Here is what buyers should know. https://aimyndi.ai/news/fi/putkiremontti-tulossa-asunnon-osto/ https://aimyndi.ai/images/news/putkiremontti-tulossa-asunnon-osto/hero.webp Pipe Renovation Ahead: What to Check Before Buying a Finnish Flat A traditional putkiremontti costs a median 890 euros per square metre, 1,000 in Helsinki. The two documents the law makes the housing company show you. https://aimyndi.ai/news/nl/funderingsonderzoek-huis-kopen/ https://aimyndi.ai/images/news/funderingsonderzoek-huis-kopen/hero.webp Funderingsonderzoek before buying a Dutch house: cost and steps Around 425,000 Dutch buildings face foundation damage by 2035, the Rli advises. What a QuickScan and a full funderingsonderzoek cost, and where the state helps. https://aimyndi.ai/news/se/oakta-bostadsrattsforening-skatt/ https://aimyndi.ai/images/news/oakta-bostadsrattsforening-skatt/hero.webp Oäkta Bostadsrättsförening: The Tax That Changes the Maths In an oäkta housing association the gain is taxed at 25 percent instead of 22, deferral is normally lost, and a low fee can be taxed yearly. How to check. https://aimyndi.ai/news/it/debiti-condominiali-vecchio-proprietario/ https://aimyndi.ai/images/news/debiti-condominiali-vecchio-proprietario/hero.webp Condominium arrears in Italy: what the buyer inherits Under article 63 of the Civil Code's implementing provisions, a buyer answers with the seller for two years of unpaid charges. What it covers and how to check. https://aimyndi.ai/news/fr/france-notaire-transfer-duties-first-time-buyers/ https://aimyndi.ai/images/news/france-notaire-transfer-duties-first-time-buyers/hero.webp French Transfer Duties 2026: Your Département Sets the Bill Départements may charge 5% transfer duty until 30 April 2028. First buyers of a main home are outside the rise, and some départements exempt them entirely. https://aimyndi.ai/news/es/nota-simple-spain-foreign-buyers/ https://aimyndi.ai/images/news/nota-simple-spain-foreign-buyers/hero.webp Nota Simple in Spain: How to Read It Before You Pay a Deposit Spain's land-registry extract shows the owner, mortgages, charges and size. What it proves, what it leaves out, the community debts it never shows, and the 9.02 https://aimyndi.ai/news/fi/velaton-hinta-myyntihinta-varainsiirtovero/ https://aimyndi.ai/images/news/velaton-hinta-myyntihinta-varainsiirtovero/hero.webp Velaton hinta vs myyntihinta: what a Finnish flat really costs Finnish listings show two prices. How velaton hinta, the housing company loan share and the 1.5 percent transfer tax fit together, with the tax office example. https://aimyndi.ai/news/dk/elinstallationsrapport-fejl-kategorier/ https://aimyndi.ai/images/news/elinstallationsrapport-fejl-kategorier/hero.webp Elinstallationsrapport: Denmark's Four Fault Grades, Explained Denmark's electrical report grades faults as shock risk, fire risk, illegal, or to be investigated. What the rules require, how long it lasts, what is found. https://aimyndi.ai/news/dk/ejendomsdatarapport-kob-indhold/ https://aimyndi.ai/images/news/ejendomsdatarapport-kob-indhold/hero.webp Ejendomsdatarapport: the 105 kroner report behind every Danish sale The ejendomsdatarapport gathers about 50 public records on a Danish property for 105 kroner. What it contains, how long it stays valid, and what it cannot show. https://aimyndi.ai/news/nl/netherlands-transfer-tax-second-home-8-percent-2026/ https://aimyndi.ai/images/news/netherlands-transfer-tax-second-home-8-percent-2026/hero.webp Dutch Transfer Tax 2026: Second Homes Drop from 10.4% to 8% From 1 January 2026 the Dutch overdrachtsbelasting on a home you will not live in is 8%, down from 10.4%. The starter exemption still stops at 555,000 euro. https://aimyndi.ai/news/cz/vypis-z-katastru-list-vlastnictvi/ https://aimyndi.ai/images/news/vypis-z-katastru-list-vlastnictvi/hero.webp Czech Land Registry Extract: Read Part C and the Plomba First The list vlastnictví is a public record with parts A to F. Where mortgages and easements sit, what the P mark means, and what an extract costs. https://aimyndi.ai/news/fi/isannoitsijantodistus-mita-sisaltaa/ https://aimyndi.ai/images/news/isannoitsijantodistus-mita-sisaltaa/hero.webp Isännöitsijäntodistus: what the manager's certificate must show The isännöitsijäntodistus is the key document in a Finnish flat purchase. Who can order it, how old it may be, and the loan, repair and arrears lines to read. https://aimyndi.ai/news/no/tilstandsrapport-tg3-forklart/ https://aimyndi.ai/images/news/tilstandsrapport-tg3-forklart/hero.webp Norwegian Condition Report: TG0 to TG3, and the 10,000 Kroner Rule Norway's tilstandsrapport grades each building part TG0 to TG3 under the 2022 regulation. What each grade means in law, what must be inspected, what you carry. https://aimyndi.ai/news/fr/etat-des-risques-erp-vente/ https://aimyndi.ai/images/news/etat-des-risques-erp-vente/hero.webp État des risques (ERP): the free document due at the first viewing The état des risques is due at the first viewing and must be under six months old. Which zones trigger it, what it covers, and how to get it free on Géorisques. https://aimyndi.ai/news/de/germany-grundsteuer-2026-duisburg-hebesatz/ https://aimyndi.ai/images/news/germany-grundsteuer-2026-duisburg-hebesatz/hero.webp Grundsteuer 2026: A Court Ruling Raised Duisburg Bills by 32% Duisburg dropped its split Grundsteuer rates on 24 February 2026 for a single 1,169% multiplier, lifting residential bills 32% and cutting business ones 20.4%. https://aimyndi.ai/news/it/buying-property-italy-british-buyer/ https://aimyndi.ai/images/news/buying-property-italy-british-buyer/hero.webp Buying a House in Italy as a British Buyer: Article 16 Reciprocity Article 16 of the preleggi is the one real nationality gate in Italian conveyancing. It applies to British buyers, and it is a check by the notaio, not a bar. https://aimyndi.ai/news/fr/dpe-diagnostics-vente-classes-f-g/ https://aimyndi.ai/images/news/dpe-diagnostics-vente-classes-f-g/hero.webp French DPE and Diagnostics: What the Seller Must Hand You Twelve diagnostics, a DPE valid ten years, and G homes barred from letting since 2025, F from 2028, E from 2034. What to check before the deed. https://aimyndi.ai/news/pt/buying-property-portugal-danish-buyer/ https://aimyndi.ai/images/news/buying-property-portugal-danish-buyer/hero.webp Buying a House in Portugal as a Danish Buyer: No Permit, 7.5% Tax Denmark makes a foreign buyer ask the Ministry of Justice. Portugal asks nothing and charges non-residents 7.5%, refunded only inside six months. https://aimyndi.ai/news/fr/buying-property-france-norwegian-buyer/ https://aimyndi.ai/images/news/buying-property-france-norwegian-buyer/hero.webp Buying a House in France as a Norwegian Buyer: Ten Days You Never Had An accepted bid binds you in Norway. France gives ten days to withdraw, then charges 5.81 to 6.32 percent transfer duty against your 2.5 percent. https://aimyndi.ai/news/nl/erfpacht-amsterdam-overstappen-afkopen/ https://aimyndi.ai/images/news/erfpacht-amsterdam-overstappen-afkopen/hero.webp Erfpacht in Amsterdam: what to check before you buy Amsterdam's ground lease comes in two systems. What the deed must tell you, how the switch to eeuwigdurende erfpacht is priced, and where to find the figures. https://aimyndi.ai/news/es/buying-property-spain-dutch-buyer/ https://aimyndi.ai/images/news/buying-property-spain-dutch-buyer/hero.webp Buying in Spain as a Dutch Buyer: No Cooling-Off, No Kosten Koper Dutch buyers are the second largest foreign group buying Spanish homes. The three days to change your mind do not exist in Spain, and the notary is not yours. https://aimyndi.ai/news/de/buying-property-germany-swedish-buyer/ https://aimyndi.ai/images/news/buying-property-germany-swedish-buyer/hero.webp Buying a House in Germany as a Swedish Buyer: Meet the Notar Sweden concludes a sale on a document the parties sign themselves, at 1.5% stamp duty. Germany voids it without a Notar, and charges at least 3.5%. https://aimyndi.ai/news/pt/buying-property-portugal-finnish-buyer/ https://aimyndi.ai/images/news/buying-property-portugal-finnish-buyer/hero.webp Buying a House in Portugal as a Finnish Buyer: 7.5% IMT, 6 Months Non-residents pay a flat 7.5% IMT in Portugal with no relief at all, against 1.5% at home. Two routes refund it, but the claim expires in six months. https://aimyndi.ai/news/it/visura-catastale-atto-di-provenienza/ https://aimyndi.ai/images/news/visura-catastale-atto-di-provenienza/hero.webp Visura Catastale and Atto di Provenienza: Read Them Before You Sign Italy's cadastral extract shows category, class and rendita, not ownership. What the deed must declare since 2010, and where mortgages really appear. https://aimyndi.ai/news/fr/buying-property-france-british-buyer/ https://aimyndi.ai/images/news/buying-property-france-british-buyer/hero.webp Buying a House in France as a British Buyer: 6.32% and 90 Days France charges a British buyer 5.81% to 6.32% in transfer duty, less than an English second home costs at home. Brexit took the days, not the money. https://aimyndi.ai/news/it/buying-property-italy-dutch-buyer/ https://aimyndi.ai/images/news/buying-property-italy-dutch-buyer/hero.webp Buying a House in Italy as a Dutch Buyer: 9% and No Bedenktijd Article 7:2 BW gives three days from the moment the deed reaches your hands. Italy gives none, charges 9% on a second home, and keeps the caparra you paid. https://aimyndi.ai/news/es/check-okupa-risk-before-buying-spain/ https://aimyndi.ai/images/news/check-okupa-risk-before-buying-spain/hero.jpg How to Check Okupa Risk Before You Buy in Spain The nota simple will not tell you whether anyone is living there. The seven checks that actually reveal occupation risk before you sign for a Spanish property. https://aimyndi.ai/news/es/okupas-spain-law-2026-what-changed/ https://aimyndi.ai/images/news/okupas-spain-law-2026-what-changed/hero.jpg Okupas in Spain: What the Law Actually Changed by 2026 One reform is in force, one decree was repealed, and the 24 hour eviction bill is not law. What actually applies to occupied property in Spain right now. https://aimyndi.ai/news/se/swedish-buying-process-bidding-dutch-buyer/ https://aimyndi.ai/images/news/swedish-buying-process-bidding-dutch-buyer/hero.jpg Buying a House in Sweden: Bidding, Contract and Keys Swedish bids are open and non binding until signature, there is no cooling off period, and the survey is your problem. The full process for Dutch buyers. https://aimyndi.ai/news/se/swedish-mortgage-non-residents-dutch-buyer/ https://aimyndi.ai/images/news/swedish-mortgage-non-residents-dutch-buyer/hero.jpg Swedish Mortgage for Non Residents: A Dutch Buyer's Guide Swedish banks lend to non residents, but on different terms. Deposit levels, the April 2026 rule change, amortisation, and how the Dutch route compares. https://aimyndi.ai/news/se/swedish-second-home-costs-yield-dutch-buyer/ https://aimyndi.ai/images/news/swedish-second-home-costs-yield-dutch-buyer/hero.jpg Second Home in Sweden: The Real Costs and the Real Return Lagfart, fastighetsavgift, rental tax and 22 percent on exit. What a Swedish holiday home actually costs a Dutch buyer, and how Norway and Denmark compare. https://aimyndi.ai/news/de/buying-property-germany-danish-buyer/ https://aimyndi.ai/images/news/buying-property-germany-danish-buyer/hero.webp Buying a House in Germany as a Danish Buyer: No Permission Needed Denmark decides who may own a Danish holiday home. Germany applies no nationality test at all, but transfer tax jumps from 0.6% to at least 3.5%. https://aimyndi.ai/news/it/italy-short-let-tax-rules-2026-cedolare-secca/ https://aimyndi.ai/images/news/italy-short-let-tax-rules-2026-cedolare-secca/hero.webp Italy Short Let Tax 2026: Cedolare Secca Now Stops at Two Flats From the 2026 tax year cedolare secca on Italian short lets covers only two apartments, at 21% and 26%. A third makes the letting a business, with a VAT number. https://aimyndi.ai/news/fr/buying-property-france-finnish-buyer/ https://aimyndi.ai/images/news/buying-property-france-finnish-buyer/hero.webp Buying a House in France as a Finnish Buyer: 1.5% Becomes 6% You never owned the flat in Finland, only shares in the company. France sells the flat itself, and the duty goes from 1.5 percent to almost six. https://aimyndi.ai/news/de/hausgeld-zu-hoch-wohnungskauf/ https://aimyndi.ai/images/news/hausgeld-zu-hoch-wohnungskauf/hero.webp Hausgeld too high? How to read a German condo's monthly charge Hausgeld is the monthly charge a German condominium owner pays. What the law puts in it, the one official yardstick for the reserve, and the papers behind it. https://aimyndi.ai/news/es/buying-property-spain-german-buyer/ https://aimyndi.ai/images/news/buying-property-spain-german-buyer/hero.webp Buying in Spain as a German Buyer: The Notar Illusion Germans buy more Spanish homes by count than any nationality but the British. The Spanish notario looks like a Notar and protects you far less. Here is the gap. https://aimyndi.ai/news/it/buying-property-italy-norwegian-buyer/ https://aimyndi.ai/images/news/buying-property-italy-norwegian-buyer/hero.webp Buying a House in Italy as a Norwegian Buyer: 9% and the EEA Norway is outside the EU, so Norwegians expect Italy's reciprocity test. It does not apply to them. What applies is 9% registration tax, or 2% on a main home. https://aimyndi.ai/news/nl/bouwkundig-rapport-voor-of-na-bod/ https://aimyndi.ai/images/news/bouwkundig-rapport-voor-of-na-bod/hero.webp Dutch Building Survey: Before the Bid or After, and the NHG Rule NHG requires a survey when urgent repairs exceed 10 percent of the market value. What the report must show, how it becomes a contract condition, when to order. https://aimyndi.ai/news/pt/buying-property-portugal-swedish-buyer/ https://aimyndi.ai/images/news/buying-property-portugal-swedish-buyer/hero.webp Buying a House in Portugal as a Swedish Buyer: 0% Becomes 7.5% A Swedish bostadsrätt carries no transfer tax at all. Portugal has no such tenure and charges a non-resident 7.5%, refunded only on a six month clock. https://aimyndi.ai/news/es/buying-property-spain-british-buyer/ https://aimyndi.ai/images/news/buying-property-spain-british-buyer/hero.webp Buying in Spain as a British Buyer: The 24% Tax Nobody Warns You About British owners pay 24% on gross Spanish rent while EU owners pay 19% on profit. But the resale rate is 19% for everyone, whatever you have read. https://aimyndi.ai/news/fr/buying-property-france-danish-buyer/ https://aimyndi.ai/images/news/buying-property-france-danish-buyer/hero.webp Buying a House in France as a Danish Buyer: No Permission Needed Denmark makes you apply for permission to own a home. France checks the deed, not the buyer. And your six days to withdraw become ten free ones. https://aimyndi.ai/news/de/sanierungspflicht-hauskauf-geg/ https://aimyndi.ai/images/news/sanierungspflicht-hauskauf-geg/hero.webp Sanierungspflicht after buying a house in Germany: the 2026 rules Germany's building energy law has a new name. What a buyer must insulate within two years, when the duty lapses, and what the energy certificate rules require. https://aimyndi.ai/news/de/buying-property-germany-dutch-buyer/ https://aimyndi.ai/images/news/buying-property-germany-dutch-buyer/hero.webp Buying a House in Germany as a Dutch Buyer: No Cooling Off Period A Dutch buyer gets three days to dissolve the purchase. In Germany the notary reads the contract aloud and the signature binds you on the spot. https://aimyndi.ai/news/it/buying-property-italy-finnish-buyer/ https://aimyndi.ai/images/news/buying-property-italy-finnish-buyer/hero.webp Buying a House in Italy as a Finnish Buyer: No Housing Company An asunto-osake has no Italian equivalent, and the tax shows it: 1.5% at home becomes 9% in Italy, or 2% with prima casa relief. Here is what else changes. https://aimyndi.ai/news/pt/buying-property-portugal-german-buyer/ https://aimyndi.ai/images/news/buying-property-portugal-german-buyer/hero.webp Buying a House in Portugal as a German Buyer: 7.5% IMT, 6 Months Non-residents pay a flat 7.5% IMT in Portugal, with no relief at all. The binding moment also arrives long before any notary reads a word of the contract. https://aimyndi.ai/news/de/teilungserklaerung-pruefen-wohnungskauf/ https://aimyndi.ai/images/news/teilungserklaerung-pruefen-wohnungskauf/hero.webp Teilungserklärung: The German Condo Papers to Read Before You Buy Declaration of division, community rules, floor plan and resolution record decide what you own and pay in a German flat. What each is by law, where it sits. https://aimyndi.ai/news/es/buying-property-spain-norwegian-buyer/ https://aimyndi.ai/images/news/buying-property-spain-norwegian-buyer/hero.webp Buying in Spain as a Norwegian Buyer: Outside the EU, Inside the Rules Norway is not in the EU, so Norwegians expect the higher Spanish tax rate. They do not pay it. EEA membership keeps them at 19%, and Schengen keeps them longer. https://aimyndi.ai/news/dk/denmark-property-tax-rebate-new-buyers-2026/ https://aimyndi.ai/images/news/denmark-property-tax-rebate-new-buyers-2026/hero.webp Danish Property Tax: New Buyers Get No Skatterabat in 2026 Denmark's tax rebate stops at the takeover date, so buyers pay the full rate from day one. The 2026 and 2027 valuations are now indexed and fixed by law. https://aimyndi.ai/news/fr/buying-property-france-swedish-buyer/ https://aimyndi.ai/images/news/buying-property-france-swedish-buyer/hero.webp Buying a House in France as a Swedish Buyer: 1.5% to 6.32% Swedish stämpelskatt is 1.5% plus 825 kronor. A French home costs 5.81% to 6.32% in duty, and buys you ten calendar days to change your mind. https://aimyndi.ai/news/pt/caderneta-predial-certidao-permanente/ https://aimyndi.ai/images/news/caderneta-predial-certidao-permanente/hero.webp Caderneta Predial and Certidão Permanente: Portugal's Two Papers The tax office's caderneta predial and the registry's certidão permanente describe one home from two sides. What each shows, what it costs, where debts appear. https://aimyndi.ai/news/de/buying-property-germany-british-buyer/ https://aimyndi.ai/images/news/buying-property-germany-british-buyer/hero.webp Buying a House in Germany as a British Buyer: The 7% You Skip Britain adds 5% for a second home and 2% for non-residents. Germany adds neither: Grunderwerbsteuer runs 3.5% to 6.5%, set by the state, never the buyer. https://aimyndi.ai/news/it/buying-property-italy-danish-buyer/ https://aimyndi.ai/images/news/buying-property-italy-danish-buyer/hero.webp Buying a House in Italy as a Danish Buyer: 0.6% Becomes 9% Registering a Danish transfer costs 0.6% plus 1,850 kroner. Italy charges 9% on a second home, or 2% on a main one. Here is the rest of what changes. https://aimyndi.ai/news/pt/buying-property-portugal-dutch-buyer/ https://aimyndi.ai/images/news/buying-property-portugal-dutch-buyer/hero.webp Buying a House in Portugal as a Dutch Buyer: 7.5% IMT, No Bedenktijd Non-residents pay a flat 7.5% IMT in Portugal with no relief at all, and the three days to change your mind under Dutch law have no counterpart there. https://aimyndi.ai/news/cz/plomba-katastr-nemovitosti-koupe/ https://aimyndi.ai/images/news/plomba-katastr-nemovitosti-koupe/hero.webp Plomba in the Czech land register: what the P means when you buy A plomba is the flag the Czech cadastral office sets when a filing touches a property. Who is told, the 20 day waiting period, and how to watch a property. https://aimyndi.ai/news/es/buying-property-spain-finnish-buyer/ https://aimyndi.ai/images/news/buying-property-spain-finnish-buyer/hero.webp Buying a House in Spain as a Finnish Buyer: No Asunto-Osake, No 1.5% Spain has no housing company. A flat is real property carrying the seller's unpaid community charges, and the transfer tax starts at 6%, not at 1.5%. https://aimyndi.ai/news/fr/buying-property-france-german-buyer/ https://aimyndi.ai/images/news/buying-property-france-german-buyer/hero.webp Buying a House in France as a German Buyer: 6.32% Against 6.5% France charges 5.81% to 6.32% in transfer duty on an existing home. That is above Bavaria's 3.5% and below the 6.5% of North Rhine-Westphalia. https://aimyndi.ai/news/pt/licenca-de-utilizacao-obrigatoria/ https://aimyndi.ai/images/news/licenca-de-utilizacao-obrigatoria/hero.webp Licença de utilização in Portugal: what changed for buyers in 2024 Since 2024 the notary no longer demands the licença de utilização at the deed. What the RJUE requires now, the pre 1951 exemption, and what a buyer must check. https://aimyndi.ai/news/de/buying-property-germany-norwegian-buyer/ https://aimyndi.ai/images/news/buying-property-germany-norwegian-buyer/hero.webp Buying a House in Germany as a Norwegian Buyer: The Bid Is Not a Deal In Norway an accepted bid is binding. In Germany nothing binds until a Notar reads the Kaufvertrag aloud, and the transfer tax is set by the Bundesland. https://aimyndi.ai/news/it/buying-property-italy-swedish-buyer/ https://aimyndi.ai/images/news/buying-property-italy-swedish-buyer/hero.webp Buying a House in Italy as a Swedish Buyer: 1.5% Becomes 9% Sweden charges 1.5% stämpelskatt and nothing on a bostadsrätt. Italy charges 9% on a second home, taxed on the price unless you ask for the cadastral value. https://aimyndi.ai/news/pt/buying-property-portugal-british-buyer/ https://aimyndi.ai/images/news/buying-property-portugal-british-buyer/hero.webp Buying a House in Portugal as a British Buyer: 7.5% IMT, 6 Months Non-residents pay a flat 7.5% IMT with no relief of any kind. Two routes claw it back, but the application expires six months after you qualify. https://aimyndi.ai/news/es/licencia-primera-ocupacion-spain-foreign-buyers/ https://aimyndi.ai/images/news/licencia-primera-ocupacion-spain-foreign-buyers/hero.webp Licencia de primera ocupación: the Spanish permit utilities ask for Licencia de ocupación or cédula de habitabilidad, depending on the region. Which law demands it in Catalonia, Valencia, Andalusia and the Balearics. https://aimyndi.ai/news/es/buying-property-spain-danish-buyer/ https://aimyndi.ai/images/news/buying-property-spain-danish-buyer/hero.webp Buying a House in Spain as a Danish Buyer: The 10x Cost Jump Registering a Danish home transfer costs 0.6% plus a fixed fee. The cheapest Spanish region charges 6%. Here is what else changes, and what does not. https://aimyndi.ai/news/pt/portugal-alojamento-local-licence-freeze-2026/ https://aimyndi.ai/images/news/portugal-alojamento-local-licence-freeze-2026/hero.webp Alojamento Local Freeze: New Short Let Licences Blocked in 2026 A decree of 30 July 2026 lets Portuguese councils with over 1,000 registered short lets extend a freeze on new alojamento local licences to 31 December 2026. https://aimyndi.ai/news/fr/buying-property-france-dutch-buyer/ https://aimyndi.ai/images/news/buying-property-france-dutch-buyer/hero.webp Buying a House in France as a Dutch Buyer: 6.32% Against 8% A French second home costs 5.81% to 6.32% in transfer duty, under the 8% the Netherlands now charges. And you get ten days to change your mind, not three. https://aimyndi.ai/news/it/planimetria-catastale-difforme-cosa-fare/ https://aimyndi.ai/images/news/planimetria-catastale-difforme-cosa-fare/hero.webp Planimetria catastale difforme: what to do before the rogito Since 2010 an Italian deed must declare that the cadastral plan matches the property. Where to get it free, the tolerances the law allows, and who fixes it. https://aimyndi.ai/news/de/buying-property-germany-finnish-buyer/ https://aimyndi.ai/images/news/buying-property-germany-finnish-buyer/hero.webp Buying a House in Germany as a Finnish Buyer: No Housing Company A Finnish flat is shares in a housing company. A German flat is Wohnungseigentum, governed by a Teilungserklärung, and the transfer tax at least doubles. https://aimyndi.ai/news/it/buying-property-italy-german-buyer/ https://aimyndi.ai/images/news/buying-property-italy-german-buyer/hero.webp Buying a House in Italy as a German Buyer: 9% Registration Tax Paragraph 311b BGB pushes a German purchase through a notary. The Italian compromesso needs none, and Italy takes 9% where North Rhine-Westphalia takes 6.5%. https://aimyndi.ai/news/pt/portugal-house-prices-2026-fastest-in-eu/ https://aimyndi.ai/images/news/portugal-house-prices-2026-fastest-in-eu/hero.webp Portugal House Prices 2026: Fastest Rise in the EU Portuguese house prices rose 17.8% in the year to Q1 2026, the fastest in the EU, while sales fell 8.7%. What that means for buyers and the IMT bands. https://aimyndi.ai/news/pt/buying-property-portugal-norwegian-buyer/ https://aimyndi.ai/images/news/buying-property-portugal-norwegian-buyer/hero.webp Buying a House in Portugal as a Norwegian Buyer: 2.5% Becomes 7.5% Norway charges 2.5% on market value at registration. Portugal charges a non-resident 7.5% on the deal, and the EEA appears nowhere in that rule. https://aimyndi.ai/news/no/fellesgjeld-andel-salgsoppgave/ https://aimyndi.ai/images/news/fellesgjeld-andel-salgsoppgave/hero.webp Fellesgjeld in a Norwegian borettslag: what the price hides Joint debt averaged 405,000 kroner per cooperative flat sold in Q2 2026, Statistics Norway data shows. What the salgsoppgave must disclose, how banks count it. https://aimyndi.ai/news/es/buying-property-spain-swedish-buyer/ https://aimyndi.ai/images/news/buying-property-spain-swedish-buyer/hero.webp Buying in Spain as a Swedish Buyer: There Is No Budgivning Swedish buyers expect open SMS bidding and a 1.5% lagfart. Spain has neither. What replaces them costs more and binds you earlier than you think. https://aimyndi.ai/news/se/sweden-lagfart-coordination-number-foreign-buyers/ https://aimyndi.ai/images/news/sweden-lagfart-coordination-number-foreign-buyers/hero.webp Lagfart for Foreign Buyers: Sweden's New ID Rule from July 2026 From 1 July 2026 foreign buyers need a Swedish personnummer or samordningsnummer to register title. Skatteverket puts the wait at up to 13 weeks. https://aimyndi.ai/news/se/energideklaration-klass-d-e-f-hus/ https://aimyndi.ai/images/news/energideklaration-klass-d-e-f-hus/hero.webp Energy class D, E or F on a Swedish house: what it means A Swedish energideklaration grades a house from A to G against the new build requirement. How the scale works, what it contains, and what a buyer can demand. https://aimyndi.ai/news/nl/erfpacht-den-haag-afkopen-eigen-grond/ https://aimyndi.ai/images/news/erfpacht-den-haag-afkopen-eigen-grond/hero.webp Erfpacht in Den Haag: buying the ground for 700 to 6,980 euros The Hague sells the ground under a perpetual leasehold for a fixed sum by WOZ band once the canon is bought off. Which contracts qualify and the 15 year trap. https://aimyndi.ai/news/nl/erfpacht-utrecht-afkopen-omzetten/ https://aimyndi.ai/images/news/erfpacht-utrecht-afkopen-omzetten/hero.webp Erfpacht in Utrecht: what is left after the conversion window closed Utrecht stopped selling the ground under leasehold homes in September 2025. What a buyer inherits, how the 2017 buy off scheme prices the canon, the exceptions. https://aimyndi.ai/news/dk/ejendomsvurdering-2026-prisfremskrevet-20-procent/ https://aimyndi.ai/images/news/ejendomsvurdering-2026-prisfremskrevet-20-procent/hero.webp Denmark's 2026 valuation is a projection: the 20 percent rule The 2026 ejendomsvurdering is the 2022 valuation indexed to 2026 prices. A real one with appeal rights only comes if it is off by over 20 percent. https://aimyndi.ai/news/es/ayuda-15000-euros-jovenes-primera-vivienda-municipios/ https://aimyndi.ai/images/news/ayuda-15000-euros-jovenes-primera-vivienda-municipios/hero.webp Spain's 15,000 euro grant for under-35 buyers: who qualifies Real Decreto 326/2026 pays up to 15,000 euros, capped at 20 percent of the price, to buyers aged 35 or under in towns of 10,000 people or fewer. The tests. https://aimyndi.ai/news/se/fel-i-objektsbeskrivning-bostadsratt-villa/ https://aimyndi.ai/images/news/fel-i-objektsbeskrivning-bostadsratt-villa/hero.webp Fel i objektsbeskrivningen: what a Swedish buyer can claim The objektsbeskrivning is the broker's legally required property description in Sweden. What it must contain, who answers for errors, and how to complain. https://aimyndi.ai/sample-report/ https://aimyndi.ai/staging/01.webp Virtually staged Scandinavian interior 01 AiMYNDi virtual staging, before/after preview of an unfurnished apartment. https://aimyndi.ai/staging/02.webp Virtually staged Scandinavian interior 02 AiMYNDi virtual staging, before/after preview of an unfurnished apartment. https://aimyndi.ai/staging/03.webp Virtually staged Scandinavian interior 03 AiMYNDi virtual staging, before/after preview of an unfurnished apartment. https://aimyndi.ai/staging/04.webp Virtually staged Scandinavian interior 04 AiMYNDi virtual staging, before/after preview of an unfurnished apartment. https://aimyndi.ai/staging/05.webp Virtually staged Scandinavian interior 05 AiMYNDi virtual staging, before/after preview of an unfurnished apartment. https://aimyndi.ai/staging-mobile/01.webp Virtually staged Scandinavian interior 01 (mobile) AiMYNDi virtual staging, mobile-optimized before/after preview. https://aimyndi.ai/staging-mobile/02.webp Virtually staged Scandinavian interior 02 (mobile) AiMYNDi virtual staging, mobile-optimized before/after preview. https://aimyndi.ai/staging-mobile/03.webp Virtually staged Scandinavian interior 03 (mobile) AiMYNDi virtual staging, mobile-optimized before/after preview. https://aimyndi.ai/staging-mobile/04.webp Virtually staged Scandinavian interior 04 (mobile) AiMYNDi virtual staging, mobile-optimized before/after preview. https://aimyndi.ai/staging-mobile/05.webp Virtually staged Scandinavian interior 05 (mobile) AiMYNDi virtual staging, mobile-optimized before/after preview.