Frequently asked questions

Yes. 30 free credits every month, no card needed. Pay only if you want more.

Yes. 30 credits a month, no card. An analysis costs 1 to 10 credits depending on depth. Try it on your first property. You'll see the whole report before you decide if you want to upgrade.

A few things. Room-by-room photo analysis to spot hidden issues. A legal check covering country-specific permits, liens and restrictions. A financial check showing real monthly costs and hidden fees. Location insights on commute, schools, noise and flood risk. Plus context for comparing with similar listings nearby.

Paste the listing URL from any major property portal, or upload the photos and ownership documents. We read everything, apply the legal context for that country, and give you back a report on hidden risks, real monthly costs, and how the listing compares with others nearby. Takes minutes.

We read it. Photos tell us about condition, light and layout. Documents like titles, inspection reports and energy certificates show us the legal and financial side.

A survey is physical and focuses on construction. AiMYNDi is digital and covers everything else: the listing, the documents, the legal background, the financials, the area. So you know whether the property is worth booking a survey on before you spend the money.

A bostadsrätt is Sweden's version of a co-op apartment. You don't own the apartment itself. You own a share of the housing association (förening) that owns the building, plus the right to live in your unit. Monthly fees, planned renovations, and the förening's debt level matter as much as the apartment price.

Look at a few key numbers. Belåning per kvm (debt per square meter): under 5,000 SEK is healthy, over 15,000 SEK is a red flag. Cash flow against planned renovations. The underhållsplan (maintenance schedule). And the kassaflöde. Upload the årsredovisning to AiMYNDi and we'll help you make sense of it.

A copropriété is the French version of a condo association. You own your apartment and a share of the building's common areas. The syndic (the manager) handles maintenance. The procès-verbal records works that have been voted on. Your monthly charges depend on the building's tantièmes. Upload the règlement de copropriété and the latest AG minutes to AiMYNDi for a closer look.

The Diagnostic de Performance Énergétique grades a property's energy efficiency from A to G. F or G properties are nicknamed passoires thermiques (thermal sieves). France is phasing out the right to rent them: G class in 2025, F class in 2028, E class in 2034. Their rental value is dropping fast as a result.

Erfpacht is a Dutch leasehold setup. You own the building but rent the land from the municipality (typically Amsterdam) on a long lease. The annual canon (the rent) can reset every 50 years to current market value. That sometimes means a jump of 10 to 20 times the previous level. Always check the erfpacht expiry date and the canon before you put in an offer.

The Grundbuch is Germany's official land register. It has three sections: ownership, encumbrances (Lasten such as mortgages or easements), and limitations like sale restrictions. Always request a current Grundbuchauszug (around €20) before you sign. Upload it to AiMYNDi and we'll point out the Lasten that could affect resale value.

Grunderwerbsteuer is Germany's one-time property transfer tax. The rate depends on the Bundesland: 3.5% in Bavaria and Saxony, 6.5% in NRW, Brandenburg, Saarland and Schleswig-Holstein, and 5% in the rest. Add notary, Grundbuch and broker fees, and you're looking at 8 to 13% of the purchase price in total transaction costs.

ITP (Impuesto sobre Transmisiones Patrimoniales) is the one-time Spanish transfer tax on resale homes. It's 6 to 10% depending on the autonomous community. IBI (Impuesto sobre Bienes Inmuebles) is the annual municipal property tax based on the cadastral value. Upload your property documents to AiMYNDi and we'll estimate IBI and ITP for any Spanish listing.

IMT (Imposto Municipal sobre Transmissões) is the Portuguese property transfer tax. You pay it once at purchase, on a sliding scale from 0 to 7.5%. IMI (Imposto Municipal sobre Imóveis) is the annual property tax, between 0.3 and 0.45% of the cadastral value. Use AiMYNDi to estimate both for any Portuguese listing, plus any AL (alojamento local) restrictions if you're planning to rent it short term.

The Nota Simple is the official Spanish Land Registry document. It tells you who owns the property, what charges are sitting on it (mortgages, embargoes, easements), and any restrictions. You can request one for €9 from the Registro de la Propiedad. Upload it to AiMYNDi and we'll explain the encumbrances in plain English.

Yes. Most EU countries let non-residents and non-EU citizens buy freely. Sweden has no restrictions. Spain wants an NIE (foreign tax ID). Czechia restricts agricultural land for non-EU buyers. Denmark requires 6 months of residency for a primary residence. The AiMYNDi analysis includes the country-specific rules that apply to your purchase.

Sweden, Portugal, Spain and France have the lowest barriers. No residency requirements. Mortgages available to non-residents. Transparent processes. Greece and Cyprus offer Golden Visa programs. Germany and Switzerland are more complex.

Yes, with stricter terms. Expect 30 to 40% down (vs 10 to 20% for residents), slightly higher rates, and proof of income from a recognized country. Banks in Spain, Portugal, France and Italy actively lend to EU non-residents. German banks often want local employment.

Most countries charge residents and non-residents the same purchase taxes (Spain ITP/IVA, Portugal IMT, France droits de mutation, Germany Grunderwerbsteuer). Annual property tax applies too. Spain, Portugal and Italy tax rental income at higher rates for non-residents. AiMYNDi helps you understand the taxes due on properties in the location you're looking at.

Paste a link from most European markets. We've built in the country-specific legal rules so you don't have to learn them yourself.

No. It works just as well for your home city. Most people who use AiMYNDi are buying close to where they already live.

Tell us what you're after: neighborhood, budget, must-haves, dealbreakers. We watch the listings for you, like a personal AI agent on duty. When something real comes up, we send you a notification so you can analyze it before anyone else does.

Yes. Upload room photos and we generate before/after staged versions in the style you pick (Scandinavian, Mediterranean, modern). Use it to see what an empty apartment could become, or to picture how your own furniture would fit before you bid.

Apartment Faceoff puts two listings head to head. Price per square meter. Real monthly cost. Legal risks. Area scores. Commute times. What each one is hiding. Decide on the facts, not on which one took better photos.

Notary fees. Transfer taxes. Council tax. Planned renovations the community has voted on. Running costs tied to the EPC rating. Future maintenance levies. Country-specific charges that rarely make it into the listing. We estimate each one for the property you're looking at.

Legal flags like liens, planning permits and lease length. Financial reality such as the true monthly cost, planned community renovations and hidden taxes. Structural risks like damp, mold and unpermitted extensions. Area facts on commute, schools, noise and flood. We run the whole checklist for you. Takes minutes.

Expect 6 to 12 weeks from accepted offer to keys, depending on the market. Sweden is fastest at 4 to 6 weeks once you've signed. Germany is the slowest at 3 to 4 months because the Notar coordinates everything. Spain runs 8 to 10. France 8 to 12. We flag timeline risks when they're documented.

Most European markets want 10 to 20% of the purchase price. Sweden recently dropped its minimum from 15% to 10% (April 2026). Spain usually asks for 20% from non-residents. Germany wants 20 to 30% once you fold in transaction costs. We help you estimate a realistic deposit and offer range for the listing you're looking at.

Book a survey once the seller has accepted your offer in principle, but before you sign the binding contract. Most European countries give you a 7 to 14 day window. We analyze every listing photo and any documents you upload, then help you understand if a physical inspection is worth booking for this property.

Each country has its own public planning register. Spain's Catastro, Sweden's Lantmäteriet, the UK's Planning Portal, France's cadastre, Germany's Bauamt records. Check the right one before you sign. Look out for unpermitted extensions, planned construction nearby, and zoning restrictions that could limit how you use the place.

Your uploads stay yours. We only use them to run your analysis. We never sell them. We never share them.

No. We work for the buyer, not the seller. No commissions. No conflicts of interest.

Yes. Paste any listing URL from a major UK or European property portal. We pull the description, photos, EPC and floor plan. Then we tell you what's risky on the legal side (lease length, ground rent, planning), what the real monthly cost looks like compared to the asking price, and what the listing left out.

We're a small team based in Europe, built and run by the founders. We make no commissions. We don't sell leads. We don't take kickbacks from agents or developers. The free tier exists so you can check the analysis on a property you already know before you put money down.

A buyer's agent costs €3,000 to €15,000 and gives you a person to call. AiMYNDi costs €0 to €21/month and gives you a structured analysis in minutes. A lot of buyers use both: AiMYNDi to quickly screen out 90% of listings, an agent for the final few where local knowledge and negotiation matter.

A small founder-led team based in Europe, building for European buyers. We're independent. No real estate brand owns us. No portal pays us. Our roadmap comes from talking to real buyers across Sweden, Spain, France, Germany and the Netherlands.